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Minnesota Power Rebate Programs
The choice to be more energy efficient may be clear, but the starting point can be more difficult to determine for Minnesota Power Users. One of the best ways to answer the question "Where do I begin?" is by first understanding how you use energy and then learning more about the options available to you. Throughout this site, Minnesota Power provides a number of tools, references, and calculators to help you prioritize steps and develop and implement an action plan that's right for you.
read moreState Energy Saver Rebates for HVAC - Powered by the Fix-up Fund
Beginning with Fix-up Fund loan commitments on September 30, 2010, Fix-up Fund borrowers who complete eligible energy saving home improvements with their loan proceeds may be eligible for a rebate for a portion of the cost of the eligible improvements that were financed with a Fix-up Fund loan, up to a maximum of $10,000. There is a limit of one Energy Saver Rebate per household. Eligible Energy Saver Rebate Improvements: 35% Rebate: Replacement furnaces, boilers, and central air conditioners that meet criteria for Federal Tax Credit for Energy Efficiency Energy Star light fixtures Attic air sealing Wall and attic insulation in conjunction with attic air sealing Water heaters if “orphaned” due to furnace replacement 25% Rebate: Energy Star replacement windows Replacement exterior doors that meet criteria for Federal Tax Credit for Energy Efficiency
read moreLoans
State Low Income Rehabilitation Loan Program
The Rehabilitation Loan Program assists low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes. Eligibility Requirements for a Rehabilitation Loan Program Loan owner occupies the property to be rehabilitated; owner does not have assets that exceed $25,000; owner meets the following income limits: Size of Household 2010 Income Limits 1 Person $17,700 2 Persons $20,200 3 Persons $22,700 4 Persons $25,200 5 Persons $27,200 6 Persons $29,200 7 Persons $31,300 8 Persons $33,300
read moreState Energy Saver Rebates for HVAC - Powered by the Fix-up Fund
Beginning with Fix-up Fund loan commitments on September 30, 2010, Fix-up Fund borrowers who complete eligible energy saving home improvements with their loan proceeds may be eligible for a rebate for a portion of the cost of the eligible improvements that were financed with a Fix-up Fund loan, up to a maximum of $10,000. There is a limit of one Energy Saver Rebate per household. Eligible Energy Saver Rebate Improvements: 35% Rebate: Replacement furnaces, boilers, and central air conditioners that meet criteria for Federal Tax Credit for Energy Efficiency Energy Star light fixtures Attic air sealing Wall and attic insulation in conjunction with attic air sealing Water heaters if “orphaned” due to furnace replacement 25% Rebate: Energy Star replacement windows Replacement exterior doors that meet criteria for Federal Tax Credit for Energy Efficiency
read moreHome Improvement Loans for Minnesota Homeowners
Fix-up Fund The Fix-up Fund is a statewide program that offers affordable, low-interest fixed rate home improvement loans. Eligibility Requirements: Household income at or below $96,600 (the income limit may be waived if the improvements are being made for the accessibility of a family member with a disability). Property must be owner-occupied. Single family homes, duplexes, triplexes or four-plexes are eligible. Loan Features Hire a contractor or do the work yourself. Maximum loan term of 10 or 20 years based on loan amount. Loan amounts from $2,000 to $35,000. A higher loan amount may be available if the improvements are being made for the accessibility of a family member with a disability. Eligible Home Improvements with the Fix-up Fund Most improvements to the accessibility or energy efficiency of a home, or general repairs are eligible, such as: windows insulation new furnace central air conditioning electrical wiring new roof garage septic repairs
read moreMHFA Fix Up Fund Loan
This is a home improvement loan for up to $35,000 with a maximum term of 20 years. The interest rate is fixed for the term of the loan. Contact the HousingResource Center™ for the current interest rate. The Fix up Fund loan is available to credit worthy owner-occupied homes that are one to four units. To qualify for the loan gross household income cannot exceeed $96,600. Most improvements qualify except for luxury items such as swimming pools.
read moreMinnesota Rental Property Loans -MHFA
Maximum loan up to $100,000 to finance rental property. ($25,000 for a single-family home or duplex; $10,000 per unit in a multiple-unit dwelling.) Interest rate is 6% for up to 15 years.
read moreMHFA Emergency Loan
This is a no-interest deferred loan for very low-income homeowners to finance repairs that address emergency conditions that are an immediate threat to health or safety. Essential accessibility improvements for a disabled resident are also eligible. Eligible properties include single-family detached homes, duplexes, condominiums, townhomes and certain mobile homes. Gross household income cannot exceed 30% of the area median income. The maximum loan amount is $15,000. The loan is forgiven if the owner lives in the home for 15 years after the loan is incurred (10 years for a mobile home).
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